The Clover® Check Acceptance Solution
Clover® Check Acceptance enables you to safely process check and ACH payments in whatever way makes sense for your business. Payments are funded electronically and can be guaranteed against chargeback—all at a cost that is typically lower than card acceptance, and with a higher approval rate.
Clover® Check Acceptance uses leading risk assessment technology and extensive consumer databases to minimize risk upon payment acceptance. And with multiple options like taking payments from your smartphone, website, or Clover® device, you can find the right coverage for your business.
- Offer payment choice: Allow customers to pay as they please, while improving your cash flow.
- Lower expenses: Pay less than you would with cards, eliminate bank fees and create operational efficiencies.
- Reduce risk: Lessen chargebacks and significantly reduce fraud losses by shifting the responsibility of bad checks to TeleCheck.
- Increase security: Protect your customers’ personal information from identity theft every time they pay.
- Electronic Check Acceptance® (ECA) converts checks to electronic transactions at the point of sale
- The Clover® Check Acceptance app on Clover® enables ECA so you can accept checks with ease and receive funds within 2 banking days
- Electronic deposit helps save time and reduce expenses
- Internet Check Acceptance® helps you expand your business and maximize online sales
- Ability to securely accept check/ACH payments online
- Ability to establish pre-arranged recurring payments via merchant’s website
- Mobile Check Acceptance® enables clients to process checks electronically, virtually anywhere using their smartphone or tablet
- All Clover® Check Acceptance products offer a warranty that can eliminate fraud costs by having TeleCheck absorb bad check losses, so you don’t have to
The Clover® Gateway Solution
Clover® Gateway is the simplest way to grow sales online. By providing everything you need to establish or improve your business’ online presence, Clover® Gateway lets you think bigger.
Clover® Gateway is a dynamic eCommerce solution that helps you create a seamless customer experience on your website by offering more payment options, impressive security features and easier integration.
- Let customers pay as they please: Accept more payment types than any provider. Customers can pay with any card, PayPal account or electronic checks—all in their native currencies.
- Create your online store with Clover Online Store: Your business needs a website, but who has the time to learn code or hire a developer? The Clover® Online Store makes it easy, with a complete solution that gives you a professionally designed online store with a website, shopping cart and hosting all included.
- Keep your business safe and your customers safer: Get the latest data protection available to help keep payments, customer information and your bottom line, safe and sound.
- Evolve at the speed of eCommerce: From tablets to mobile devices, buying habits are always changing. Clover® Gateway is built to grow with your business, including mobile shopping for your customers.
- A variety of checkout solutions, including 70+ popular shopping cart options to choose from
- Fast and reliable funding that helps improve your overall cash flow
- Real-time access to transaction information to capture insights about incoming orders, customer payments and more
- State-of-the-art security that helps protect every payment
- Robust support from real people
The Clover® Gift Card Solution
From “Happy birthday” to “Thank you,” customers love to give gift cards. And people love to get them. With Clover® Gift Cards, you can launch your own mobile gift card program in minutes.
- Boost sales: Bring new faces into your business. Even better, offering gift cards to customers may drive them to spend more than the value of the original gift card in your store.
- Engage customers: Make it easy for customers to get and redeem cards right on their phones. Plus, when it’s this easy to gift and redeem, it’ll drive loyalty and foot traffic.
- Reduce fraud: Replace paper certificates with gift cards and decrease the chances of cards being counterfeit, lost or stolen.
- Stand out: Help your business outshine other local merchants and compete with big-box stores when you offer gift cards.
- Branded gift cards that eliminate the need for paper certificates
- Ability to track balances, create promotions and issue store credit
- Integration with your system so you can manage the entire program from one place*
*Requires eligible point-of-sale equipment
The Clover® Go Solution
Clover® Go makes it easier – and safer – to take your business to your customers. Whether at the local farmer’s market or at a customer’s job site, you can accept payments on the go, wherever you have a wifi or cellular connection.
With Clover® Go, you can securely and reliably accept both credit and debit cards – including EMV® chip cards – right from your personal smartphone or tablet. And it comes with clear, intuitive reporting on sales activity, along with powerful insights to help your business grow.
- Simple: Ready right out of the box. Just charge, plug in and use with your iOS or Android Device
- Powerful: All you need, at your fingertips with custom tip and tax rates, permissions for employees, transaction history and the ability to email or text receipts
- Flexible: Goes where your business takes you, flexibly accepting both EMV® chip and ‘swipe’ card payments
- Secure: EMV® chip cards help reduce fraudulent activity, and your transactions are backed with TransArmor® data protection
- Smart: Clover dashboard features and useful Insightics® data that helps you see how your business compares to businesses like yours, and manage your business
- Friendly: 24×7 care and support are there when you need them
The Clover® Insights Solution
Clover® Insights is sales analysis for small business. It harnesses your business’ transaction data to help uncover exciting new opportunities so you can better focus your activities and grow.
Clover® Insights uncovers the hidden stories behind sales, helping you market better and bring in new customers. Best of all, using Clover Insights is easy, and it makes running your business fun.
- Bring in new business: Easily see your customers’ spending patterns to find more like them.
- See how you’re performing: Understand the impact of your marketing efforts and improve future efforts.
- Better target your marketing: Find profiles of your customers and segment them by categories like new, repeat or local, so you can market to them more effectively.
- Scope out similar businesses: Compare sales and consumer spending trends at similar businesses to see how you stack up.
- Trends and benchmarking that help you track your business’ performance over time
- Heat maps that show where your customers live and shop
- Weather breakdowns that track how your business performs in different conditions
- Sales analysis that gives you insight into customer behavior and buying habits
- Clover Insights snapshots that are sent directly to you so you’re always on top of things
The Clover® Mini Solution
Clover® Mini is the sleekest, most flexible payment terminal around. Keep it simple by accepting payments or ramp it up to manage your entire business—Clover® Mini can handle whatever comes your way.
Clover® Mini is small, powerful and looks good too. It accepts virtually all payment types and has the ability to scale up to full point-of-sale (POS) functionality. And as you grow, it can too with specialized apps from the Clover® App Market.
- Accept more payment types: Take all kinds of payments, from magnetic stripe, EMV® chip, standard credit and debit cards to contactless payments, without additional equipment or software.
- Simplify your business: Clover® Mini gives you everything you need to make running your business far less complicated and a lot more fun.
- Safeguard your hard work: Help keep your and your customers’ information safe with built-in fraud protection from Clover® Security.
- Increase customer loyalty: Set up a digital loyalty and rewards program to attract new business and keep customers coming back for more.
- Turn data into information: Tap into valuable insights about your customers, what they buy and your business so you can grow your business faster.
- Access anywhere, anytime: Run your business on cloud-based software so you can access your information from any device.
The Clover® Mobile Solution
With Clover® Mobile, running your business on the go is never a problem. This high-powered mobile payment device puts everything you need to manage and grow your business in the palm of your hand.
Whether you want to take payments tableside, bust register lines or you’re just generally on the go, Clover® Mobile is the payments device for you. And as you grow, specialized apps from the Clover® App Market let you do everything from managing inventory and discounts to scheduling employees and tracking tables.
- Accept more payment types: Take virtually all kinds of payments—from magnetic stripe, EMV®chip, standard credit and debit cards to contactless payments—anytime, anywhere.
- Protect your business: Help keep your and your customers’ information safe with built-in fraud protection from Clover® Security.
- Increase customer loyalty: Set up a digital loyalty and rewards program to attract new business and keep customers coming back for more.
- Turn data into information: Tap into valuable insights about your customers, what they buy and your business so you can grow your business faster.
- Access anywhere, anytime: Run your business on cloud-based software so you can access your information from any device.
The Clover® Rewards Solution
Clover® Rewards is one of the easiest ways to market your business. It connects you to customers through their mobile phones to draw them back to your business with special offers and rewards they’ll love.
Clover® Rewards gives you everything you need to run your own digital loyalty and marketing program. And it works with any point-of-sale terminal or system.
- Customize rewards: Pick from a points- or punch-based system and choose rewards and loyalty levels that match your goals and your customers’ tastes. And, if you’re a Clover® merchant, you can try a version free.
- Create stronger relationships: Greet customers by name and deliver a fun, personal experience that will keep them coming back. Plus, enroll new customers just by printing receipts, which come with an automatic enrollment code.
- Connect with customers: Send special offers directly to customers’ mobile phones in real time, so you can create offers on the fly. Respond to slow times, changes in weather or inventory levels to bring customers in anytime you want.
- Reward sales, not visits: Validate purchases at the register to grant rewards only to your best paying customers.
- An activation kit to get your Clover Rewards program rolling
- In-store materials and promotional signage
- Performance analytics that reveal customer preferences and popular perks
- The Bluetooth-enabled Clover® Rewards Beacon available with the full solution lets you check in regulars “hands free” when they arrive
The Clover® Security Solution
Clover® Security is state-of-the-art small business data protection. This dynamic security package safeguards your business and reputation, making sure your hard work pays off.
Security breaches in small business are a big deal. That’s why Clover® Security helps to protect your business’s data, your customer’s payment information and reduces liability in the event of a breach.
- Increase payment security: Encryption and tokenization make cardholder data significantly more secure.
- Protect customer data: Help secure your customer data so it can’t be used to commit fraud.
- Reduce liability: Rest easy with extra coverage from the liability waiver in the event of a data breach.
- Make compliance easier: Clover® Security gives you the tools you need to reduce PCI compliance scope, effort and cost.
- The latest technology that helps protect cardholder information from the moment a card is swiped in your payment system1
- An available liability waiver for card association fines and expenses of up to $100,000 per location (up to 5 locations) in the event of a data breach2
- Monitor and protect your point-of-sale (POS) system from possible tampering
- Easily assess your data security with an at-a-glance benchmark
- Make payment compliance easier and faster with a simple online questionnaire
- Have a dedicated specialist to call for security questions or concerns at 866-359-0978
- Hardware that provides EMV chip card payment acceptance to help prevent fraudulent card use as part of your overall security protection1
1 Requires eligible POS equipment
2 May not apply to all merchants and subject to terms and conditions
The Clover® Station Solution
From managing employees and inventory to serving customers and promoting your business, you’ve got a lot going on. Clover® Station lightens that load. It’s the complete business management system that will have you up, running and improving your business in no time.
Clover Station is intuitive, easy to use and equipped with software that will improve your business. It’s customizable to meet your needs so it will make an impact from day one and last for the long run.
- Accept more payment types: Take virtually all kinds of payments, from magnetic stripe, EMV® chip, standard credit and debit cards to contactless payments, straight out of the box.
- Simplify business management: Manage all aspects of your business, from employees to inventory and returns, with advanced software and specialized apps available in the Clover® App Market.
- Protect all information: Help keep your and your customers’ information safe with built-in fraud protection from Clover® Security.
- Increase customer loyalty: Set up a digital loyalty and rewards program to drum up new business and keep existing customers coming back.
- Turn sales data into information you can use: Tap into valuable insights about your customers, what they buy and your business, so you can grow your business faster.
- Access anywhere, anytime: Run your business on cloud-based software so you can access your information from any device.
Also Offering
- Verifone Terminals & Pin Pads
- Pax Terminals & Pin Pads
- Ingenico Terminals & Pin Pads
- First Data Terminals & Pin Pads
- CardPointe Terminal
- CardPointe Virtual Terminal
- CardPointe Mobile Terminal